INDEPENDENT U.S. BANKING RESEARCH
Rates and promotions can change — verify before applying
Independent banking research for bonuses, checking, savings, CDs, business accounts and bank comparisons.
Search
Home / Affiliate & advertising disclosure
Commercial transparency

Affiliate & advertising disclosure

How advertising, affiliate links and referral compensation may support BankOfferScout—and what those relationships do not control.

Last updated: September 20, 2026Scope: BankOfferScout.comU.S.-focused publication
Plain-language disclosure

BankOfferScout may earn compensation from advertising, referrals or affiliate relationships. If a link is commissionable or a placement is paid, that relationship should be disclosed clearly enough that a reader can understand it before relying on the recommendation or clicking the commercial link.

How BankOfferScout may be supported

The site may earn revenue from display advertising and, where activated, affiliate or referral arrangements with financial institutions, networks or other service providers. Compensation can help pay for hosting, research, maintenance, technical operations and editorial work.

What an affiliate relationship means

An affiliate relationship generally means BankOfferScout may receive compensation when a reader follows a tracked link and completes a qualifying action, such as opening an account or applying for a product. The exact commercial arrangement can vary by partner.

A commercial relationship does not mean every reader will qualify, receive the advertised terms, be approved, earn a bonus or find the product suitable.

Where disclosures should appear

When a specific article or comparison contains commissionable links, the disclosure should be close enough to the relevant commercial content that a reasonable reader can see it without having to hunt through a policy page. This site-wide disclosure explains our broader policy; it is not intended to replace a clear disclosure near a recommendation when one is required.

What compensation does not buy

  • A guaranteed positive Editorial Verdict.
  • A guaranteed position in a comparison or list.
  • Removal of material fees, restrictions or disadvantages.
  • A false claim that an expired offer is live.
  • A universal “best” designation when suitability depends on the reader.
  • The right to rewrite our editorial analysis.

Display advertising

Display advertisements may appear in clearly labeled spaces on the site. An advertisement is not an editorial endorsement. Ad targeting, if enabled by an advertising provider, may depend on the provider's own technologies and privacy practices. Our Privacy Policy explains how analytics, advertising technologies and cookies may be handled when enabled.

Bank offers and promotional links

A commissionable link does not change the promotion's legal terms. Eligibility, application status, funding requirements, direct-deposit qualification, payout timing, expiration dates and account fees are controlled by the financial institution's current disclosures. Readers should open the official terms immediately before applying.

Disclosure standard

Our goal is to follow the principle that material connections should be disclosed clearly and conspicuously. The U.S. Federal Trade Commission's endorsement guidance emphasizes that readers should be able to understand when compensation or another material connection could affect how they evaluate an endorsement or recommendation.

Official resource: FTC Endorsement Guides: What People Are Asking →

Current commercial status

Some monetization systems may not be active on every page or at every stage of the site's operation. A reserved advertising space or a link to a bank does not by itself prove that BankOfferScout is being paid for that specific interaction. When a material relationship applies, our standard is to disclose it.

Questions about a commercial relationship

If you believe a disclosure is missing or unclear, use the Contact page and identify the page and link involved. We treat disclosure clarity as an editorial-quality issue as well as a commercial-compliance issue.

Editorial separation: compensation can affect which commercial relationships are available to the site; it does not change our responsibility to describe material product terms accurately.